Insurance Coverage We Offer

At Cummins Insurance Agency, we are proud to offer a range of insurance products that cover all of your personal and professional needs. We are your neighborhood insurance experts dedicated to finding a policy for you that will fit your needs and your budget. Let our professional staff get to work for you today and help you find the plan you have been looking for.

Areas of coverage we provide, include but are not limited to:

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Life Insurance

Have you ever thought of what your spouse or significant other would do if you were no longer around? It can be very difficult to imagine a time when you’re no longer here to help provide for your loved ones. Our policies are created to help meet your life insurance requirements through every stage of life. It is smart to have a policy in place that will provide your family with three times your annual income to ensure complete coverage should anything happen to you. Though the amount also depends on your income and the future needs of your family. Our agents will help you determine your needs and what is best for you and your family.

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Car Insurance

Driving without car insurance is not only dangerous; it is illegal. It will protect you again any financial losses if you are involved in an accident. At Cummins Insurance Agency, we work with a variety of insurance providers, which allows us to help our customers find the policy that fits their needs and budget.

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Homeowners Insurance

Accidents can happen in the blink of an eye. When they happen to your home, you need to make sure you have the coverage needed to protect it. As your largest asset, your home is one of the most important things in your life. We understand that home insurance can be confusing, which is why our agents will work one-on-one with you to help you find the perfect policy that fits your needs.

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Renters Insurance

Whether this is your first or third apartment, having quality renters insurance is an absolute necessity. Depending on the carrier, you can owe as little as $1 a day for your policy coverage, which can end up saving you thousands in the long run. From thefts and damages to plumbing and fire issues, we’ll help you prepare for the worst and protect your personal belongings.

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Health Insurance

Health insurance coverage helps pay for surgical or medical expenses and is often included as part of an employer’s benefit package. Health insurance either reimburses you for the expenses incurred or pays for the care directly. Our agents will work with you to determine what coverage you need, and what type of plan best suits your needs, lifestyle, and family.

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Motorcycle Insurance

Head out on the open road with the extra protection you need thanks to one of our reliable motorcycle insurance plans. We offer a variety of coverage options and products designed to fit your needs.

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Off Road Vehicles

There is no denying off road vehicles are fun. Off road vehicle insurance ensures you keep having fun, without having to worry about what happens if your vehicle is damaged, stolen, or wrecked. We provide a range of off road vehicle insurance policies to cover different types of vehicles including: ATVs, dirt bikes, side by sides, and 4wds. We have a special focus for golf carts and have the experience to help you properly insure your vehicle. Whether you use your golf cart to transport you from green to green or as a way to get around your neighborhood, we will help you receive the coverage you need.

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Watercraft Insurance

We are proud to provide watercraft insurance for boat owners across the area. No matter what type of boat you own we have the experience to help you find the appropriate coverage. Together, we will take a closer look at your existing marine insurance policy, or help you design a new one. Whether it is a charter fishing boat, speed boat, sailboat, pleasure boat, or yacht we will help you design a policy tailored to your specific needs. We will give you the assurance you need so you can enjoy your time out on the water without worry.

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Commercial Vehicle Insurance

Cummins Insurance Agency can help you create the right commercial auto insurance policy that protects your business whether you are insuring a fleet of vans, delivery trucks, or a single vehicle.

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General Liability

General liability insurance provides coverage for liability issues resulting from property damage, negligence, and advertising and personal injury, including medical expenses. It gives you the financial protection no business owner should be without.

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Excess Liability

In the event your business is threatened by catastrophic issues that threaten security, excess liability insurance is what protects you. Whether it is dealing with an unsatisfied customer or potential lawsuit, this policy will give you an added level of protection. It acts as an umbrella to your basic liability policy. When a claim exceeds the amount of your general liability policy, this policy will kick in, and provide you with a safety net for when your other coverage is exhausted.

If you have any questions about our products or would like to speak to a licensed agent about your coverage needs, give us a call today at 740-452-8471!